:root{--ink:#071a33;--navy:#0a2344;--blue:#1287e8;--sky:#42c2ff;--paper:#f4f8fc;--white:#fff;--muted:#64748b;--line:#dbe5ef;--gold:#f4b64c;--shadow:0 24px 70px rgba(5,25,50,.14)}
    *{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:"DM Sans",sans-serif;background:white;font-size:16px;line-height:1.6}button,a,input,select,textarea{font:inherit}a{text-decoration:none;color:inherit}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.topbar{background:#05162b;color:#c6d8ec;text-align:center;padding:8px 20px;font-size:.83rem;letter-spacing:.02em}.topbar strong{color:white}.nav{position:absolute;top:41px;z-index:10;width:100%;border-bottom:1px solid rgba(255,255,255,.16)}.navin{height:84px;display:flex;align-items:center;justify-content:space-between;color:white}.brand{display:flex;gap:12px;align-items:center}.mark{width:44px;height:44px;border-radius:11px;display:grid;place-items:center;background:linear-gradient(145deg,var(--sky),var(--blue));box-shadow:0 12px 26px rgba(18,135,232,.3)}.mark svg{width:27px}.brandtext{font-family:Manrope,sans-serif;font-weight:800;letter-spacing:-.03em;line-height:1.05}.brandtext span{display:block;font:600 .66rem "DM Sans";letter-spacing:.2em;color:#a9c4dd;margin-top:5px}.links{display:flex;gap:30px;align-items:center;font-size:.92rem;font-weight:600}.links a:hover{color:var(--sky)}.call{padding:11px 17px;border:1px solid rgba(255,255,255,.35);border-radius:999px}.navcta,.primary{background:linear-gradient(135deg,#39bdff,#1387e8);color:white!important;border:0;border-radius:9px;font-weight:700;box-shadow:0 13px 28px rgba(18,135,232,.3);cursor:pointer}.navcta{padding:12px 17px}.hamb{display:none;background:none;border:0;color:white;font-size:1.7rem}
    .hero{min-height:780px;color:white;position:relative;display:grid;align-items:center;background-image:linear-gradient(90deg,rgba(4,18,37,.98) 0%,rgba(5,25,50,.91) 37%,rgba(5,25,50,.3) 67%,rgba(5,25,50,.08) 100%),url('/assets/storm-home.webp');background-size:cover;background-position:center}.hero:after{content:"";position:absolute;inset:auto 0 0;height:130px;background:linear-gradient(transparent,#071a33)}.heroContent{position:relative;z-index:2;padding-top:125px;max-width:700px}.eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.16em;font-size:.73rem;font-weight:700;color:#9edbff}.eyebrow:before{content:"";width:28px;height:2px;background:var(--sky)}h1,h2,h3{font-family:Manrope,sans-serif;line-height:1.08;margin:0;letter-spacing:-.045em}h1{font-size:clamp(3rem,6vw,5.6rem);margin:24px 0}.hero h1 em{font-style:normal;color:var(--sky)}.lead{font-size:1.18rem;color:#cfdeed;max-width:620px;line-height:1.75}.actions{display:flex;gap:14px;margin-top:35px;flex-wrap:wrap}.primary{padding:16px 23px}.secondary{padding:15px 22px;border:1px solid rgba(255,255,255,.35);border-radius:9px;font-weight:700;color:white;background:rgba(255,255,255,.05)}.trustline{display:flex;gap:26px;margin-top:34px;color:#b6cde1;font-size:.85rem;flex-wrap:wrap}.trustline span{display:flex;gap:8px;align-items:center}.check{color:var(--sky);font-weight:800}.stats{position:relative;z-index:3;background:#071a33;color:white}.statgrid{display:grid;grid-template-columns:repeat(4,1fr);padding:34px 0;border-top:1px solid rgba(255,255,255,.1)}.stat{padding:0 28px;border-right:1px solid rgba(255,255,255,.12)}.stat:first-child{padding-left:0}.stat:last-child{border:0}.stat strong{display:block;font:800 1.65rem Manrope;color:var(--sky)}.stat span{font-size:.8rem;color:#9ab2c9}
    section{padding:105px 0}.sectionHead{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:50px}.sectionHead h2{font-size:clamp(2.3rem,4vw,3.6rem);max-width:680px}.sectionHead p{max-width:430px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{padding:32px;border:1px solid var(--line);border-radius:18px;background:white;transition:.25s}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}.icon{width:48px;height:48px;border-radius:12px;background:#e8f5ff;color:var(--blue);display:grid;place-items:center;font-size:1.3rem;margin-bottom:30px}.card h3{font-size:1.25rem;letter-spacing:-.02em}.card p{color:var(--muted);font-size:.94rem;margin-bottom:0}.process{background:var(--paper)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:45px}.stepnum{font:800 3.5rem Manrope;color:#d8e6f2}.step h3{font-size:1.35rem;margin:8px 0 12px}.step p{color:var(--muted)}
    .checker{background:#071a33;color:white;position:relative;overflow:hidden}.checker:before{content:"";position:absolute;width:600px;height:600px;border-radius:50%;filter:blur(20px);background:radial-gradient(circle,rgba(20,153,235,.22),transparent 68%);right:-120px;top:-250px}.checkerGrid{position:relative;display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:center}.checker h2{font-size:clamp(2.3rem,4vw,3.7rem);margin:18px 0}.checker p{color:#b8cbde}.panel{background:white;color:var(--ink);padding:34px;border-radius:20px;box-shadow:0 30px 80px rgba(0,0,0,.28)}.panel h3{font-size:1.35rem}.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:25px}.field label{display:block;font-size:.78rem;font-weight:700;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:9px;background:#f8fbfd;color:var(--ink)}.field.full{grid-column:1/-1}.panel .primary{width:100%;margin-top:18px;padding:15px}.tiny{font-size:.73rem;color:#7b8da0;text-align:center}.result{display:none;margin-top:16px;padding:14px;border-radius:9px;background:#eaf7ff;color:#07578e;font-weight:600}
    .whyGrid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.quoteBox{background:var(--paper);padding:48px;border-radius:22px;border-left:5px solid var(--blue)}.quoteBox blockquote{font:700 1.6rem/1.35 Manrope;margin:0 0 20px}.quoteBox p{color:var(--muted);margin:0}.bullets{display:grid;gap:22px;margin-top:30px}.bullet{display:grid;grid-template-columns:40px 1fr;gap:14px}.bullet b{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:#e8f5ff;color:var(--blue)}.bullet h3{font-size:1.05rem}.bullet p{margin:4px 0;color:var(--muted);font-size:.92rem}.faq{background:var(--paper)}.faqList{max-width:850px;margin:auto}.faqItem{border-bottom:1px solid #ccd9e5}.faqQ{width:100%;border:0;background:none;padding:23px 0;text-align:left;font-weight:700;font-family:Manrope;font-size:1.05rem;display:flex;justify-content:space-between;cursor:pointer}.faqA{display:none;color:var(--muted);padding:0 40px 24px 0}.faqItem.open .faqA{display:block}.faqItem.open .faqQ span{transform:rotate(45deg)}
    .final{background:linear-gradient(135deg,#0a2344,#0d4c7a);color:white;text-align:center;padding:90px 20px}.final h2{font-size:clamp(2.5rem,5vw,4.5rem);max-width:850px;margin:auto}.final p{color:#c6d9ea;max-width:650px;margin:20px auto 30px}.final .actions{justify-content:center}.footer{background:#041326;color:#91a9bf;padding:55px 0 26px}.footerGrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px}.footer .brand{color:white}.footer h3{font-size:.9rem;color:white;letter-spacing:0;margin-bottom:14px}.footer a{display:block;margin:8px 0;font-size:.88rem}.fine{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:22px;font-size:.75rem;display:flex;justify-content:space-between;gap:20px}.mobilebar{display:none}
    @media(max-width:850px){.links{display:none;position:absolute;top:84px;left:0;right:0;background:#071a33;padding:24px;flex-direction:column;align-items:stretch}.links.open{display:flex}.hamb{display:block}.hero{min-height:730px;background-position:64% center}.heroContent{padding-top:110px}.hero h1{font-size:3.5rem}.statgrid{grid-template-columns:1fr 1fr;gap:25px}.stat{border:0;padding:0}.cards,.steps{grid-template-columns:1fr}.sectionHead,.checkerGrid,.whyGrid{display:block}.sectionHead p{margin-top:22px}.panel{margin-top:45px}.footerGrid{grid-template-columns:1fr}.mobilebar{display:grid;grid-template-columns:1fr 1fr;position:fixed;z-index:20;bottom:0;left:0;right:0;background:white;box-shadow:0 -5px 24px rgba(0,0,0,.14)}.mobilebar a{padding:14px;text-align:center;font-weight:700}.mobilebar a:last-child{background:var(--blue);color:white}.footer{padding-bottom:90px}}
    .utilityBar{position:fixed;right:18px;bottom:24px;z-index:30;display:grid;gap:9px}.utilityBar button,.utilityBar a{width:50px;height:50px;border:0;border-radius:50%;display:grid;place-items:center;background:white;color:var(--navy);box-shadow:0 10px 30px rgba(0,0,0,.22);cursor:pointer;font-weight:800}.utilityBar .helpBtn{background:var(--blue);color:white}.progress{position:fixed;z-index:50;left:0;top:0;width:0;height:3px;background:var(--sky)}.toolkit{background:#eef5fb}.tooltabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:22px}.tooltab{border:1px solid var(--line);background:white;padding:11px 16px;border-radius:999px;font-weight:700;cursor:pointer}.tooltab.active{background:var(--navy);color:white;border-color:var(--navy)}.toolpane{display:none;background:white;border:1px solid var(--line);border-radius:20px;padding:34px;box-shadow:0 20px 55px rgba(7,26,51,.08)}.toolpane.active{display:block}.toolgrid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.rangeRow{display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center}.rangeRow input{width:100%;accent-color:var(--blue)}.bigNumber{font:800 2.2rem Manrope;color:var(--blue)}.choiceGrid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:20px 0}.choice{border:1px solid var(--line);border-radius:10px;padding:13px;background:white;text-align:left;cursor:pointer}.choice.selected{border-color:var(--blue);background:#eaf7ff}.checklist{display:grid;gap:10px;margin:20px 0}.checkrow{display:flex;gap:12px;padding:13px;border:1px solid var(--line);border-radius:10px}.checkrow.done{opacity:.6;text-decoration:line-through}.badgeResult{margin-top:20px;padding:18px;border-radius:12px;background:#eaf7ff;color:#07578e;display:none}.statusTrack{display:grid;grid-template-columns:repeat(5,1fr);gap:8px;margin-top:24px}.statusStep{padding:16px 10px;border-radius:10px;background:#edf3f8;text-align:center;font-size:.8rem;font-weight:700}.statusStep.active{background:var(--blue);color:white}.langBtn,.modeBtn{border:1px solid rgba(255,255,255,.3);background:transparent;color:white;border-radius:999px;padding:9px 12px;cursor:pointer;font-weight:700}.drawer{position:fixed;z-index:40;right:20px;bottom:88px;width:min(360px,calc(100% - 40px));background:white;border-radius:18px;box-shadow:0 24px 75px rgba(0,0,0,.28);padding:24px;display:none}.drawer.open{display:block}.drawer h3{margin-bottom:10px}.drawer a{display:block;text-align:center;margin-top:9px;padding:12px;border-radius:9px;font-weight:700;background:var(--paper)}.drawer a:first-of-type{background:var(--blue);color:white}.toast{position:fixed;left:50%;bottom:30px;z-index:60;transform:translate(-50%,120px);background:#071a33;color:white;padding:12px 18px;border-radius:999px;transition:.3s}.toast.show{transform:translate(-50%,0)}body.dark{--paper:#0d2846;--white:#081b31;--ink:#f2f7fb;--muted:#aac0d4;--line:#234667;background:#081b31;color:#f2f7fb}body.dark .card,body.dark .panel,body.dark .toolpane,body.dark .tooltab,body.dark .choice,body.dark .drawer,body.dark .utilityBar button{background:#0d2846;color:#f2f7fb}body.dark .field input,body.dark .field select,body.dark .field textarea{background:#071a33;color:white;border-color:#234667}.emergency{background:#fff5e8;border:1px solid #ffd293;color:#70420a;border-radius:14px;padding:18px;display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:35px}.emergency a{font-weight:800;color:#a55200;white-space:nowrap}
    @media(max-width:850px){.toolgrid{grid-template-columns:1fr}.statusTrack{grid-template-columns:1fr}.utilityBar{bottom:76px}.langBtn,.modeBtn{display:none}}
    @media(max-width:540px){.wrap{width:min(100% - 28px,1180px)}.nav{top:57px}.navin{height:72px}.brandtext{font-size:.9rem}.mark{width:39px;height:39px}.hero{min-height:760px}.heroContent{padding-top:145px}.hero h1{font-size:2.75rem}.lead{font-size:1rem}.actions>*{width:100%;text-align:center}.stats{display:none}section{padding:75px 0}.fields{grid-template-columns:1fr}.field.full{grid-column:auto}.panel{padding:24px}.quoteBox{padding:32px}.fine{display:block}.fine span{display:block;margin-top:10px}.toolpane{padding:22px}.choiceGrid{grid-template-columns:1fr}.emergency{display:block}.emergency a{display:block;margin-top:12px}}
  
:root{--brand-gold:#cfbf96}body{overflow-wrap:break-word}.skip{position:absolute;top:-80px;left:15px;background:white;color:#071a33;padding:12px;z-index:100}.skip:focus{top:0}:focus-visible{outline:3px solid #ce993b;outline-offset:4px}a,button,summary{touch-action:manipulation}section[id]{scroll-margin-top:110px}
.siteheader{position:sticky;top:0;z-index:35;background:#071a33;color:white;box-shadow:0 3px 14px #0002}.headerrow{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px 0}.logoimg{width:216px;height:auto;display:block}.primarynav{display:flex;gap:17px;align-items:center;font-size:14px}.primarynav>a,.primarynav summary{padding:10px 0}.primarynav a:hover{color:#8bd5ff}.primarynav details{position:relative}.primarynav summary{cursor:pointer}.navdrop{position:absolute;top:100%;background:#0a2344;box-shadow:0 15px 35px #0004;min-width:240px;border:1px solid #35506c;border-radius:10px;padding:12px;max-height:65vh;overflow:auto}.navdrop a{display:block;padding:9px 12px;border-radius:6px}.navdrop a:hover{background:#173c60}.menutoggle{display:none;background:transparent;color:white;border:1px solid #58718b;padding:8px 12px;border-radius:6px}.hero{min-height:660px}.heroContent{padding-top:35px;padding-bottom:50px}.pagehero{background:linear-gradient(120deg,#071a33,#123859);color:white;padding:48px 0 64px}.breadcrumb{display:flex;gap:10px;flex-wrap:wrap;list-style:none;padding:0;font-size:14px;color:#bfd4e7;margin:0 0 36px}.breadcrumb li+li:before{content:'/';margin-right:10px;opacity:.5}.pagehero h1{font-size:clamp(2.3rem,5vw,4.5rem);max-width:840px;margin:20px 0}.pagehero .intro{color:#cbdbea;max-width:740px;font-size:1.15rem;line-height:1.75}.pagelayout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:70px;padding:65px 0 80px}.articlebody h2{font-size:1.9rem;margin:32px 0 18px}.articlebody h2:first-child{margin-top:0}.articlebody h3{font-size:1.15rem;margin:22px 0 10px}.articlebody p,.articlebody li{color:var(--muted);font-size:1rem;line-height:1.8}.articlebody li{margin-bottom:8px}.articlebody a:not(.primary):not(.resourcecard){color:#0869ad;text-decoration:underline;text-underline-offset:3px}.sidebox{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:25px;position:sticky;top:112px}.sidebox h2{font-size:1.45rem;margin-bottom:16px}.sidebox p{color:var(--muted)}.sidebox a{display:block;margin:12px 0}.sidebox .primary{text-align:center}.sidebox .sidelink{color:#0869ad;font-weight:700}.meta{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin-top:32px}.pagefaq details{border-bottom:1px solid var(--line);padding:18px 0}.pagefaq summary{font-weight:700;cursor:pointer}.pagefaq p{margin-bottom:0}.resourcegrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.resourcecard{display:block;padding:24px;border:1px solid var(--line);border-radius:12px;background:var(--paper);transition:transform .15s}.resourcecard:hover{transform:translateY(-3px);border-color:#1287e8}.resourcecard h3{margin:0 0 8px}.resourcecard p{margin:0;font-size:15px}.resourcecard small{display:block;color:#0869ad;font-weight:700;margin-top:16px}.directory{margin:24px 0}.directory label{font-weight:700;display:block}.directory input{width:100%;padding:14px;border:1px solid var(--line);border-radius:8px;margin:9px 0 20px}.emptysearch{display:none;padding:20px}.sitefooter{background:#041326;color:#aec1d3;padding:60px 0 24px}.footgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}.sitefooter h3{font-size:1rem;color:white;margin-bottom:18px}.sitefooter a{display:block;margin:9px 0;font-size:14px}.sitefooter p{font-size:14px}.sitefooter .smallprint{margin-top:30px;border-top:1px solid #ffffff25;padding-top:20px}.sitefooter .logoimg{width:220px}.mobilebar{grid-template-columns:repeat(3,1fr)}.mobilebar a{font-size:14px}.mobilebar a:nth-child(2){border-left:1px solid #ddd}.bookfeature{background:#071a33;color:white;padding:50px;border-left:5px solid var(--brand-gold);border-radius:10px}.bookfeature p{color:#bfd4e7}.bookfeature h2{font-size:2.4rem}.tablewrap{overflow:auto}table{width:100%;border-collapse:collapse}td,th{padding:12px;text-align:left;border-bottom:1px solid var(--line)}.contactoptions{display:grid;gap:16px}.contactoptions article{border:1px solid var(--line);padding:25px;border-radius:10px}.inline-note{background:var(--paper);border-left:4px solid var(--blue);padding:18px}.linkstrip{display:flex;gap:18px;flex-wrap:wrap;margin-top:25px}.linkstrip a{font-weight:700;color:#1287e8}.navcta{white-space:nowrap}.topbar a{color:white;text-decoration:underline}.langBtn{display:none}.statusStep{border:0;cursor:pointer}.field label{font-size:14px}.meta a{font-size:13px}.claimselectors{padding:65px 0;background:var(--paper)}.claimselectors h2{font-size:2rem;margin-bottom:25px}.claimselectors .resourcegrid{grid-template-columns:repeat(3,1fr)}[hidden]{display:none!important}
@media(min-width:851px) and (max-width:1190px){.primarynav{gap:10px;font-size:13px}.logoimg{width:168px}.primarynav .navcta{padding:10px}}
@media(max-width:1050px){.menutoggle{display:block}.primarynav{display:none;position:absolute;top:100%;left:0;right:0;background:#071a33;padding:20px;max-height:75vh;overflow:auto;align-items:stretch}.primarynav.open{display:flex;flex-direction:column}.navdrop{position:static;box-shadow:none;max-height:none}.primarynav a{display:block}.pagelayout{grid-template-columns:minmax(0,1fr) 260px;gap:35px}}
@media(max-width:850px){.pagelayout{grid-template-columns:1fr}.sidebox{position:static}.footgrid{grid-template-columns:1fr 1fr}.sitefooter{padding-bottom:90px}.pagehero{padding:30px 0 42px}.resourcegrid{grid-template-columns:1fr}.claimselectors .resourcegrid{grid-template-columns:1fr 1fr}.bookfeature{padding:28px}.heroContent{padding-top:25px}.logoimg{width:210px}.utilityBar{bottom:80px}.hero{min-height:660px}.hero h1{font-size:clamp(2.5rem,7vw,3.5rem)}}
@media(max-width:500px){.footgrid,.claimselectors .resourcegrid{grid-template-columns:1fr}.pagehero h1{font-size:2.3rem}.topbar{font-size:13px}.headerrow{padding:12px 0}.bookfeature h2{font-size:2rem}.actions>*{width:100%}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
@media print{.siteheader,.topbar,.mobilebar,.utilityBar,.sitefooter,.actions,.sidebox{display:none!important}.pagelayout{display:block}.pagehero{background:white;color:black;padding:0}.pagehero .intro{color:black}body{background:white!important;color:black!important}}
/* Shared design refinement: crisp navy, generous typography, deliberate hierarchy. */
:root{--muted:#52657a;--blue:#0874ce;--line:#d8e3ed}
.primary,.navcta{background:#0874ce;box-shadow:0 8px 20px #071a331c;border-radius:8px;display:inline-flex;align-items:center;justify-content:center;min-height:48px;transition:background .2s,transform .2s}
.primary:hover,.navcta:hover{background:#065da8;transform:translateY(-2px)}
.secondary{display:inline-flex;align-items:center;justify-content:center;min-height:48px}
.siteheader{background:#071a33f5;backdrop-filter:blur(18px);border-bottom:1px solid #ffffff18;box-shadow:none}
.headerrow{padding:20px 0}.primarynav{gap:20px}.primarynav a[aria-current=page]{color:#7cd6ff}
.hero{min-height:710px;padding:72px 0 84px;background-image:linear-gradient(90deg,#041225fa 0%,#06192fee 35%,#071a3370 68%,#071a3330 100%),url('/assets/storm-home.webp');background-position:center 55%}
.heroContent{max-width:720px;padding:0}.hero h1{font-size:clamp(3.1rem,5.5vw,5.15rem);line-height:1.08;letter-spacing:-.055em;margin:24px 0}.hero h1 em{display:block;color:#67d1ff}.hero .lead{max-width:540px;font-size:1.125rem;line-height:1.8}.hero .actions{margin-top:30px}.hero .primary{background:#67d1ff;color:#071a33!important;box-shadow:none}.hero .primary:hover{background:#a3e3ff}.hero .secondary{background:#071a3360}.hero .eyebrow{font-size:.875rem;letter-spacing:.13em}.trustline{font-size:.875rem;gap:20px}.statgrid{padding:28px 0}.stat strong{font-size:1.3rem;color:#fff}.stat span{font-size:.875rem;color:#becfe0}
section{padding:88px 0}.sectionHead{gap:36px}.sectionHead h2{font-size:clamp(2rem,3.8vw,3.25rem);line-height:1.15}.eyebrow{font-size:.875rem}.sectionHead .eyebrow{margin-bottom:14px}.sectionHead p{line-height:1.8}.claimselectors{background:#f2f6fa;padding:60px 0}.claimselectors h2{font-size:clamp(1.8rem,3vw,2.5rem);margin-top:12px}.claimselectors .resourcegrid{gap:0;border-top:1px solid #cbd9e5;border-left:1px solid #cbd9e5}.claimselectors .resourcecard{border:0;border-right:1px solid #cbd9e5;border-bottom:1px solid #cbd9e5;background:transparent;border-radius:0;padding:28px;min-height:150px}.claimselectors .resourcecard:hover{transform:none;background:white}.resourcecard small{font-size:.875rem}.card{border-radius:12px;padding:30px;position:relative}.card p,.resourcecard p{font-size:1rem}.card h3 a:after{content:'';position:absolute;inset:0;border-radius:12px}.card:focus-within{outline:3px solid #0874ce;outline-offset:3px}.card .icon{margin-bottom:24px}.card:hover{border-color:#7fc5f4;box-shadow:0 16px 40px #071a330b;transform:translateY(-3px)}
.steps{gap:32px}.step{border-top:1px solid #b9cbdc;padding-top:22px}.stepnum{font-size:2.5rem;color:#0874ce}.step h3{margin-top:22px}.checkerGrid{gap:60px}.panel{border-radius:16px;box-shadow:none}.panel .tiny{font-size:.875rem;line-height:1.6;color:#52657a}.checker .panel .tiny{color:#52657a}.toolkit{background:#f2f6fa}.toolpane{box-shadow:none;border-radius:12px;padding:36px}.toolgrid{gap:40px}.tooltab{font-size:.875rem;min-height:44px}.tooltab.active{background:#071a33}.choice{min-height:52px}.choice.selected{box-shadow:inset 0 0 0 1px #0874ce}.checkrow input{width:19px;height:19px;accent-color:#0874ce;flex-shrink:0}.toolpane p{color:var(--muted)}.rangeRow{margin:24px 0}.rangeRow input{min-width:0}.estimate-chart{margin:24px 0;display:grid;gap:18px}.estimate-label{display:flex;justify-content:space-between;gap:16px;font-size:.875rem;margin-bottom:7px}.estimate-track{height:12px;border-radius:5px;background:#e4ecf3;overflow:hidden}.estimate-bar{height:100%;border-radius:5px;background:#0874ce;transition:width .25s}.estimate-bar.carrier{background:#7892ac}.bookfeature{border-radius:16px;padding:56px;background:linear-gradient(120deg,#071a33,#12395c);border-left:0;border-top:3px solid #cfbf96}.pagehero{padding:46px 0 66px;background:linear-gradient(120deg,#05172e,#123959)}.pagehero h1{max-width:950px;line-height:1.12}.pagelayout{gap:56px}.articlebody{min-width:0}.articlebody h2{letter-spacing:-.035em;line-height:1.2;margin-top:42px}.sidebox{border-top:3px solid #0874ce;border-radius:10px}.pagefaq summary{line-height:1.55;padding-right:12px}.faqQ{line-height:1.5;gap:24px}.faqQ span{flex-shrink:0}.faqA{line-height:1.8}.utilityBar{gap:7px;right:12px}.utilityBar button,.utilityBar a{width:42px;height:42px;font-size:.875rem}.sitefooter .smallprint p{font-size:.8125rem}.tiny{font-size:.875rem}.statgrid,.toolgrid,.checkerGrid,.whyGrid{min-width:0}.toolgrid>*{min-width:0}.revealed{animation:rise-in .55s ease-out both}@keyframes rise-in{from{opacity:.2;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}
body.dark .claimselectors,body.dark .toolkit{background:#081b31}body.dark .resourcecard,body.dark .sidebox,body.dark .contactoptions article{background:#0d2846}body.dark .claimselectors .resourcecard:hover{background:#143858}body.dark .checker .panel .tiny,body.dark .panel .tiny{color:#bfd4e7}body.dark .toolpane p{color:#aac0d4}body.dark .estimate-track{background:#234667}body.dark .faqQ{color:#f2f7fb}body.dark .mobilebar{background:#0d2846;color:white}
@media(max-width:1190px){.primarynav{gap:12px}.headerrow{gap:14px}}
@media(max-width:850px){section{padding:64px 0}.hero{min-height:620px;padding:64px 0;background-position:62% center;background-image:linear-gradient(90deg,#041225f2,#06192fb8),url('/assets/storm-home.webp')}.heroContent{padding:0}.hero h1{font-size:clamp(2.65rem,7.2vw,4rem);max-width:640px}.hero .lead{font-size:1rem}.sectionHead{margin-bottom:30px}.toolgrid{gap:26px}.stats{display:block}.statgrid{grid-template-columns:1fr 1fr;gap:24px}.stat{padding:0}.pagehero h1{font-size:clamp(2.2rem,6vw,3.4rem)}.pagehero .intro{font-size:1rem}.tooltabs{flex-wrap:nowrap;overflow-x:auto;padding-bottom:10px}.tooltab{white-space:nowrap}.bookfeature{padding:32px}.drawer{bottom:140px}.utilityBar{bottom:76px}.mobilebar{padding-bottom:env(safe-area-inset-bottom)}.sitefooter{padding-bottom:110px}}
@media(max-width:540px){.hero{min-height:0;padding:48px 0 58px}.hero .eyebrow{font-size:.8125rem}.hero h1{font-size:2.85rem}.hero .actions{gap:10px}.trustline{gap:12px}.stat strong{font-size:1.1rem}.stat span{font-size:.8125rem}.logoimg{width:190px}.topbar{padding:10px 16px;font-size:.8125rem}.headerrow{padding:14px 0}.claimselectors .resourcecard{min-height:0;padding:22px}.claimselectors .resourcecard small{margin-top:10px}.toolpane{padding:22px}.rangeRow{grid-template-columns:1fr}.bigNumber{font-size:2rem}.panel{padding:24px}.utilityBar #shareBtn,.utilityBar>a{display:none}.emergency{font-size:.875rem}.emergency a{white-space:normal}.bookfeature h2{font-size:2rem}.pagehero{padding:30px 0 44px}.breadcrumb{margin-bottom:24px}.pagelayout{padding:42px 0}.choiceGrid{grid-template-columns:1fr}.claimselectors h2{line-height:1.2}}
@media(prefers-reduced-motion:reduce){.revealed{animation:none!important}.hero{background-attachment:scroll}}
@media print{body.print-checklist main>section,body.print-checklist .stats,body.print-checklist .drawer,body.print-checklist .progress{display:none!important}body.print-checklist #tools{display:block!important;padding:0}body.print-checklist #tools>.wrap>*{display:none!important}body.print-checklist #tool-docs{display:block!important;border:0;padding:0}body.print-checklist #tool-docs .toolgrid{display:block}body.print-checklist #tool-docs .toolgrid>div:last-child{display:none}body.print-checklist .checkrow{break-inside:avoid;opacity:1}body.print-checklist .toast{display:none}}