Property claim documents and damage information under professional review
Property claim illustration

More than a bottom-line total

We help turn observed damage into a structured scope of repair. An estimate should make it possible to trace an item back to a location, measurement or documented repair requirement. The review also identifies questions that need a contractor or specialist’s input.

What we focus on

Room-by-room structure

Separate affected areas so omissions and overlaps are easier to identify.

Photographic support

Connect conditions to the work proposed instead of relying only on descriptions.

Estimate comparison

Review differences in quantities, methods and included work rather than comparing totals alone.

What to bring to the review

  • Carrier estimate in full
  • Property measurements or plans
  • Photos and contractor proposals

A common question

Does an estimate determine coverage?

No. A repair estimate documents proposed work and cost. Coverage is a separate policy and claim question.

Related claim help

Service information from American Financial Claims. Updated September 19, 2026. Ask about your specific claim.