THE GOAL: A FULLY DOCUMENTED CLAIM

Less overlooked.
More clearly supported.

We work to connect the damage, repair scope and evidence so the claim reflects what can be documented. Your result depends on the policy and facts, not a sales promise.

01 / Find the gapsReview affected areas and missing repair operations.
02 / Support the scopeConnect photographs, measurements and estimates.
03 / Present the claimMake the disputed items clear and reviewable.

Get a free claim review →

Visible black mold growth on a wall or ceiling surface
Property claim illustration

The moisture history matters

For a mold-related review, gather the underlying water-loss information along with assessment and remediation records. Public adjusting addresses the insurance claim; it does not replace a qualified assessment or remediation professional. The policy and specific circumstances determine what can be considered in the claim.

What we focus on

Underlying event

Connect the reported moisture problem with dates and prior repair records.

Assessment documentation

Keep reports, laboratory results where available and professional recommendations.

Remediation scope

Organize containment, removal, cleaning and rebuilding proposals separately.

What to bring to the review

  • Water-loss timeline
  • Assessment and remediation documents
  • Relevant policy endorsements

A common question

Can you diagnose mold from a photo?

No. A photo can document a visible condition, but assessment and remediation decisions belong with appropriately qualified professionals.

Related claim help

Water damage claims

Track the source, the affected materials and the work performed to protect the property.

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Plumbing damage claims

Keep the pipe or fixture failure and the resulting property damage clearly documented.

Explore this page →

Know what is in your claim file.

Bring the policy, correspondence and estimates together for a focused review.

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Service information from American Financial Claims. Updated September 19, 2026. Ask about your specific claim.

Questions before your next move?

Can you review a claim if I already received a payment?

Yes. Bring the carrier’s estimate, payment breakdown and any repair proposals. We can compare the documented scope and discuss questions that remain. A review does not guarantee an additional payment.

What should I bring to a free review?

Start with the policy, claim number, carrier letters, photographs and estimates you already have. You do not need a perfect file before contacting us.

What will your team actually do?

We discuss the loss, review the available documents, inspect when appropriate and organize the scope and supporting evidence. If retained, our role and services are described in your agreement.

Can you promise a settlement amount or a completion date?

No. Any outcome depends on the policy, evidence and circumstances. We explain the work and unresolved questions without promising a particular amount or timeline.

How do I learn about your fee?

Ask for the proposed fee and services in writing before signing. Your review is free, and the team can explain the agreement applicable to your property and claim.

Can we start by phone or Zoom?

Yes. Call (239) 444-8101 or request a review. Tell us where the property is located so we can confirm service availability and whether an inspection is appropriate.