Florida public adjuster
Your insurance company has an adjuster. You can have one on your side. We inspect the damage, document the repair scope, and help pursue the payment your policy supports.
Public adjuster serving Florida & 14 other states Armando licensed in 15 states Florida firm license G288962
Revisión de reclamo gratis en españolRevisão gratuita do pedido de indenização em português
NO RECOVERY, NO FEE
Homeowners ask this first. American Financial Claims works on contingency: if we do not obtain a recovery, you do not owe a public adjusting fee. The claim review is free.
Past results and published research are not a guarantee of similar outcomes. Every claim depends on the policy, the facts, documentation, and the carrier’s position. Call (239) 444-8101 for a free consultation.
Real matters where American Financial Claims helped property owners pursue a stronger, better-documented claim outcome.
Windstorm
$87,000
Carrier offer $0
Pam
Punta Gorda, FL
Fire
$232,000
Carrier offer $0
Seung
Tampa, FL
Plumbing leak
$108,000
Carrier offer $2,334
Leidys
Miami, FL
Hurricane
$175,000
Jessica & Bryan
Bradenton, FL
Recoveries clients authorized us to share. Every insurance claim is different, and prior results do not guarantee a similar outcome. Every claim depends on the policy, the facts of the loss, documentation, and the carrier’s position.
Google reviews
Five-star Google reviews from property owners we represented. Shared with first names only.
Individual experiences. Every claim is different and past results do not guarantee a similar outcome.
Roof, openings, interiors. Connect the effects of the storm.
Document the source, drying work and affected materials.
Get the proposed repair scope into sharper focus.
Bring the building, contents and disruption into the file.
Put the moisture history and assessment records together.
Building, equipment and business interruption — keep operations moving while we document the claim.
A carrier estimate can look complete until you compare the rooms, quantities, materials and repair operations line by line. Explore four illustrative examples below.
Based only on the numbers entered. This is not a settlement prediction. Deductibles, depreciation, limits, prior payments and coverage are not included.
CLAIM CARRIERS
We represent policyholders — not insurance companies. If Citizens, Slide, State Farm, or another carrier shorted your claim, start with a free review.
We are not affiliated with these insurers. Your declarations page controls the writing company.
Armando Ferrer’s The Insurance Game: And How To Win It shows you the players, the pressure points and the moves that protect your claim. Learn more about the book
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Armando Ferrer leads American Financial Claims. We help property owners turn scattered documents and unanswered questions into a claim presentation grounded in evidence.
We can review the payment, estimate and supporting records. A payment does not tell us by itself whether the full repair scope has been addressed.
An initial conversation about the damage, claim status and available documents, plus discussion of an inspection where appropriate. Representation terms are explained separately.
We inspect the damage, identify missing scope, prepare detailed estimates and organize the evidence supporting your claim. Results depend on the policy, facts and documentation.
Yes. Start with what you have. We will help identify the next useful records and build from there.
Start by phone, arrange a Zoom consultation or ask about a property inspection. In-person visits are by appointment.
No recovery. No fee.
Tell us the property, the carrier, and where the claim stands. A person from American Financial Claims calls you back.
This form does not hire us. Individual public adjusters are licensed in 15 states.
