ResultsFlorida claim stories
Florida claim stories · Before and after
What the insurer paid first. What our clients recovered.
Four Florida property owners authorized us to share their numbers. Each story shows the insurance company’s first payment, what American Financial Claims did, and the final recovery.
- WindstormPamPunta Gorda, Florida$0 to $87,000
- FireSeungTampa, Florida$0 to $232,000
- Plumbing leakLeidysMiami, Florida$2,334 to $108,000
- HurricaneJessica & BryanBradenton, Florida$1,356.32 to $175,000
Recoveries clients authorized us to share. Every insurance claim is different, and prior results do not guarantee a similar outcome.
Windstorm · Punta Gorda, Florida
Initially paid $0. Ultimately recovered $87,000.
Pam
Before
After windstorm damage affected Pam's Punta Gorda property, the insurance company's initial evaluation resulted in no payment.
What we did
Wind losses are often more extensive than what can be seen at first glance. Damage can involve roofing, exterior components, resulting water intrusion, interior finishes, and other building materials. American Financial Claims documented the full scope of the loss and presented a detailed claim based on what was actually required to restore the property.
After
The claim ultimately resulted in a total recovery of $87,000.
Difference$87,000
Fire · Tampa, Florida
Initially paid $0. Ultimately recovered $232,000.
Seung
Before
After fire damage affected Seung's Tampa property, the insurance company's initial evaluation resulted in no payment.
What we did
Fire and related smoke damage often extend far beyond the most visibly affected areas. Damage can involve structural components, finishes, HVAC systems, personal property, and rooms far from the origin. American Financial Claims documented the full scope of the loss and presented a detailed claim based on what was actually required to restore the property.
After
The claim ultimately resulted in a total recovery of $232,000.
Difference$232,000
Plumbing leak · Miami, Florida
A $2,334 plumbing claim became a $108,000 recovery
Leidys
Before
After a plumbing leak affected Leidys's Miami property, the insurance company's initial evaluation resulted in a payment of only $2,334.
What we did
Water losses are often more extensive than what can be seen at first glance. Damage can extend into cabinetry, flooring, drywall, adjoining rooms, and other building materials. American Financial Claims documented the full scope of the loss and presented a detailed claim based on what was actually required to restore the property.
After
The claim ultimately resulted in a total recovery of $108,000.
Difference$105,666
Hurricane · Bradenton, Florida
From $1,356.32 to $175,000 after hurricane damage
Jessica & Bryan
Before
After their Bradenton home suffered hurricane damage, Jessica and Bryan received an initial insurance payment of just $1,356.32. The amount did not come close to reflecting the true scope and cost of restoring their property.
What we did
American Financial Claims stepped in to document the full extent of the loss, develop a comprehensive repair scope, and present the damages to the carrier with the supporting documentation necessary to properly evaluate the claim.
After
The claim ultimately resulted in a $175,000 recovery, more than $173,000 above the carrier's initial payment.
Difference$173,643.68
Recoveries clients authorized us to share. Every insurance claim is different, and prior results do not guarantee a similar outcome. Every claim depends on the policy, the facts of the loss, documentation, and the insurer’s position.
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