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Property insurance appraisal

We are property insurance appraisers.

Detailed inspections, repair scopes, and supported estimates for amount-of-loss disputes. When appraisal is available and appropriate, American Financial Claims can serve as a selected appraiser. Appraisal is not the right process for every dispute.

The conversation is free. Any fee and the scope of work are in writing before you sign. We do not promise an outcome.

Ask about appraisal services.

Tell us where the property is and what amount is disputed.

Call (239) 444-8101Text an adjuster

Texting opens a message from your phone. We do not send automated texts. Any text from our team is only with your consent, about an inquiry you started, and not on Sundays or before 8 a.m. or after 8 p.m. Eastern. Florida Statute 626.854(5) limits public-adjuster solicitation to Monday–Saturday, 8 a.m.–8 p.m.; subsection (19) applies that limit to residential property and condominium unit-owner policies.

Photo: modern luxury residence

FROM DISAGREEMENT TO A REVIEWABLE SCOPE

Built around the amount of loss.

Appraisal usually addresses the amount of a covered loss, subject to the policy and applicable requirements. It is not automatically the right process for every dispute.

01

Residential appraisals

Homes, condominiums, rental properties and residential associations with disputed repair scope or pricing.

02

Commercial appraisals

Retail, offices, multifamily, hospitality, churches and other commercial or institutional properties.

03

Detailed estimating

Room-by-room and trade-by-trade scope with quantities, materials and repair operations tied to available evidence.

04

Estimate reconciliation

Compare the competing positions and isolate the items that drive the amount-of-loss disagreement.

05

Appraiser coordination

Communicate professionally with the other appraiser and, when required, the umpire under the applicable process.

06

Supported claim types

Wind, hail, roof, water, plumbing, fire, smoke, theft and other property losses when the dispute is suitable for appraisal.

Appraisal is specific to the policy and dispute.

Coverage disputes, policy interpretation and legal issues may fall outside the appraisal process. Availability, selection standards and the appraiser’s role depend on the policy, jurisdiction and facts. Obtain legal advice from qualified counsel when needed.

Consulting support for attorneys ↗︎
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