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PROPERTY INSURANCE APPRAISAL

We are property
insurance appraisers.

Detailed inspections, repair scopes and supported estimates for amount-of-loss disputes.

When appraisal is available and appropriate, American Financial Claims can serve as a selected appraiser and build a clear, evidence-based presentation of the disputed amount.

Ask about appraisal services.

Tell us where the property is located and what amount is disputed.

FROM DISAGREEMENT TO A REVIEWABLE SCOPE

Built around the amount of loss.

Appraisal usually addresses the amount of a covered loss, subject to the policy and applicable requirements. It is not automatically the right process for every dispute.

01

Residential appraisals

Homes, condominiums, rental properties and residential associations with disputed repair scope or pricing.

02

Commercial appraisals

Retail, offices, multifamily, hospitality, churches and other commercial or institutional properties.

03

Detailed estimating

Room-by-room and trade-by-trade scope with quantities, materials and repair operations tied to available evidence.

04

Estimate reconciliation

Compare the competing positions and isolate the items that drive the amount-of-loss disagreement.

05

Appraiser coordination

Communicate professionally with the other appraiser and, when required, the umpire under the applicable process.

06

Supported claim types

Wind, hail, roof, water, plumbing, fire, smoke, theft and other property losses when the dispute is suitable for appraisal.

Appraisal is specific to the policy and dispute.

Coverage disputes, policy interpretation and legal issues may fall outside the appraisal process. Availability, selection standards and the appraiser’s role depend on the policy, jurisdiction and facts. Obtain legal advice from qualified counsel when needed.

Consulting support for attorneys ↗︎
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