Your property. Your claim. Your advocate. Speak with a public adjuster: (239) 444-8101
PROPERTY CLAIM HELP · FLORIDA

Florida Keys public adjuster.
On your side.

Florida Keys, Florida local view
Florida Keys, FloridaShanbin Zhao · CC BY-SA 3.0 · Resized and cropped for display.

Property damage in Florida Keys? Get a clear next step for a new, underpaid, denied or delayed insurance claim.

American Financial Claims helps property owners inspect damage, compare repair scope and organize a supported claim presentation.

Call (239) 444-8101 ↗︎

Start by phone or Zoom. Property inspections are by appointment, subject to availability and applicable authorization. This is a service-area page, not a claim of a Florida Keys office.

Request a free claim review.

Tell us about your Florida Keys property.

YOUR FLORIDA KEYS PROPERTY

Wind, water and specialty property claims.

Coastal properties can involve wind, rain intrusion, flood and specialty construction. Keep evidence for each potential cause and coverage separate.

Explore this type of claim ↗︎

Types of claims we handle

Roof damageWind and hailWater damagePlumbing lossesFire and smokeMold-related damageTheft and vandalismCommercial propertyUnderpaid claimsDenied claimsDelayed claims

Availability and coverage depend on the property, policy, facts and applicable authorization.

A useful file starts with specifics.

Bring your property address, policy, loss date or discovery date, claim number if available, carrier letters, photographs and any repair estimates. Tell us about work already completed and requests still outstanding.

Get advice early. Keep your obligations on track.

Damage can change and evidence can be lost. Check your policy’s notice and cooperation requirements. Speak with a public adjuster promptly when possible, but do not delay notifying your insurer or protecting the property while waiting for a review.

Professional representation, not a promise.

We communicate with the carrier about the documented damage and estimate. Coverage, timing and payment depend on the policy and facts. Fees and services are explained in a written agreement before representation.

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Find your next step.