Specific estimate comparisons
Move beyond competing totals. Identify quantities, materials, access work and repair operations that differ between the scopes.
WORKING WITH INSURANCE AGENTSYou placed the policy.
You placed the policy.
We help your client through the claim.
When a client’s property claim stalls, is underpaid, or needs stronger documentation, AF Claims can step in as the public adjuster — while you remain their agent of record for the policy relationship.
Where we can help your customers.
A coordinated record
Organize trade proposals, inspection findings and photographs by affected area so related work is easier to follow.
A clear division of work
You manage construction. We handle the agreed public-adjusting services for the owner, with communication around the information each team needs.
Useful records to share
- Itemized estimate and measurements
- Material specifications and affected-area photos
- Change documentation and relevant professional reports
Share only with the property owner’s authorization.
Keep the roles clear.
The property owner chooses whether to retain us and who performs the repair or emergency work. Our involvement does not guarantee coverage, payment of an invoice or approval of a repair scope.
We explain our services and terms directly to the owner before representation.
How AF Claims helps your clients
You stay focused on your craft. We advocate on the claim — documentation, carrier communication, and protecting a repair scope that matches the real damage — with the property owner’s authorization.
Claim advocacy
We represent the policyholder’s interests in the claim file so your client is not alone against the carrier’s process.
Documentation that travels
Photos, measurements, invoices, and trade scopes get organized into a claim presentation the carrier can actually evaluate.
Carrier negotiation support
We help raise clear questions about missing scope, quantities, and coverage positions — without overpromising results.
Protecting repair scope
When estimates omit tear-out, matching, or access work, we help put those details back into the conversation with evidence.
Clear division of roles
You manage your professional services. We handle agreed public-adjusting work. The owner chooses who to retain.
No guaranteed invoices
Our involvement does not guarantee coverage, payment of your invoice, or approval of a scope. We explain terms to the owner directly.
Partner questions
Can we start with one customer who needs help?
Yes. With the owner’s permission, introduce the situation and property location. We can discuss a free claim review and what documents to bring.
Do you replace our role on the project?
No. You remain responsible for your professional services. We provide the agreed public-adjusting services to the property owner and coordinate the claim documentation as appropriate.
Can we arrange an introductory meeting?
Yes. Call or email with your company, trade and service area. Ask about a phone or Zoom introduction.
LET’S TALK ABOUT WORKING TOGETHER
A useful relationship starts with a conversation.
Tell us your trade, company and service area. We can discuss a phone or Zoom introduction and how to coordinate an owner-authorized claim review.