Guides & checklists
How to photograph property damage
Build a useful visual record without putting yourself at risk.
Read the guide →Organize a claim file someone can actually follow
A practical folder structure for policies, photographs, estimates and correspondence.
Read the guide →Compare repair estimates beyond the total
A step-by-step way to identify the questions behind an estimate difference.
Read the guide →Prepare a commercial claim document packet
Keep the property records and business records connected without mixing them together.
Read the guide →Claim tools, all in one place.
Use the existing interactive tools to prepare for a conversation. They organize information and explain numbers; they do not determine coverage or predict a settlement.
Claim review questionnaire
Identify the claim issues you want to discuss.
Open the toolkit →Payment-gap comparison
Compare two gross estimates without treating the difference as a payout.
Open the toolkit →Document checklist
Track the documents you have gathered on this device.
Open the toolkit →Claim-stage roadmap
Explore preparation steps for each stage.
Open the toolkit →Browse claim topics
A public adjuster on your side.
Representation for property owners who want a clear, organized approach to an insurance claim.
Explore this page →Start with a complete picture.
Property damage is stressful. Your first claim conversation should make the next steps clearer.
Explore this page →When the estimate does not match the repairs.
A low payment deserves a careful comparison of scope, pricing and the carrier’s payment explanation.
Explore this page →Understand the reason for the denial.
Start with the carrier’s actual letter, the policy and the evidence of the loss.
Explore this page →Bring a stalled claim back into focus.
Organize unanswered questions, outstanding documents and the history of follow-up.
Explore this page →Prepare the evidence for an amount dispute.
A detailed repair scope is central to evaluating whether appraisal is appropriate.
Explore this page →Go into the conversation prepared.
Organized documentation helps explain your position during a claim settlement discussion.
Explore this page →Make the repair scope understandable.
A useful estimate explains the work, quantities and supporting evidence behind the claim.
Explore this page →Know what is in your claim file.
Bring the policy, correspondence and estimates together for a focused review.
Explore this page →Hurricane damage claims
Separate the storm’s effects and document the full property loss.
Explore this page →Wind damage claims
Document exterior damage and the interior conditions that followed.
Explore this page →Hail damage claims
A careful inspection helps distinguish impact observations from assumptions.
Explore this page →Roof damage claims
Build the connection between the damaged roof, the proposed work and any interior effects.
Explore this page →Water damage claims
Track the source, the affected materials and the work performed to protect the property.
Explore this page →Plumbing damage claims
Keep the pipe or fixture failure and the resulting property damage clearly documented.
Explore this page →Fire and smoke damage claims
Organize structural damage, affected contents and the disruption to daily life.
Explore this page →Mold-related property claims
Review the moisture history, assessment records and proposed remediation together.
Explore this page →Flood claim documentation
Keep flood evidence, affected belongings and the relevant policy in one organized file.
Explore this page →Theft and vandalism claims
Organize the incident record, property damage and evidence of ownership.
Explore this page →Collapse-related property damage
Start with safe access and a clear record of the structural condition.
Explore this page →Commercial property loss
Document the building, business property and responsibilities at the site.
Explore this page →Document business interruption
Connect the property event with the operational and financial records that explain its impact.
Explore this page →No matching topics. Try a damage type or contact us.
From the author
Explore The Insurance Game — And How To Win It, Armando Ferrer’s guide for property owners.